L1A Risk™: Agriculture Risk Intelligence Score
Insurance Built for the Future of Agriculture
Insurance Built for the Future of Agriculture
Insurance Built for the Future of Agriculture
Insurance Built for the Future of Agriculture
Insurance Built for the Future of Agriculture
Layer 1 Agriculture is an AI-powered MGU using its proprietary L1A Risk Engine to bring climate-smart crop insurance to specialty crop producers, underserved regions, and climate-vulnerable farms.
L1A Risk™: The Intelligence Inside
Predict, manage, and price agricultural risk in real time
L1A Risk™ is an AI-powered risk engine that converts fragmented climate, crop, and farm data into farm-level risk scores-enabling, precise, real-time insurance decisions, even in low-data, high-volatility environments.
Transforms fragmented climate, crop, and farm data into structured risk intelligence – overcoming limitations of traditional yield-based underwriting.
Transforms fragmented climate, crop, and farm data into structured risk intelligence – overcoming limitations of traditional yield-based underwriting.
Transforms fragmented climate, crop, and farm data into structured risk intelligence – overcoming limitations of traditional yield-based underwriting.
Transforms fragmented climate, crop, and farm data into structured risk intelligence – overcoming limitations of traditional yield-based underwriting.
Transforms fragmented climate, crop, and farm data into structured risk intelligence – overcoming limitations of traditional yield-based underwriting.
Delivers farm-level and parcel-level scores to drive precise selection, pricing, and coverage.
Delivers farm-level and parcel-level scores to drive precise selection, pricing, and coverage.
Delivers farm-level and parcel-level scores to drive precise selection, pricing, and coverage.
Delivers farm-level and parcel-level scores to drive precise selection, pricing, and coverage.
Delivers farm-level and parcel-level scores to drive precise selection, pricing, and coverage.
Opens access to underserved markets, specialty crops, and climate-vulnerable regions.
Opens access to underserved markets, specialty crops, and climate-vulnerable regions.
Opens access to underserved markets, specialty crops, and climate-vulnerable regions.
Opens access to underserved markets, specialty crops, and climate-vulnerable regions.
Opens access to underserved markets, specialty crops, and climate-vulnerable regions.
Supports long-term farm resilience by identifying risks early and aligning coverage with needs and adaptation strategies.
Supports long-term farm resilience by identifying risks early and aligning coverage with needs and adaptation strategies.
Supports long-term farm resilience by identifying risks early and aligning coverage with needs and adaptation strategies.
Supports long-term farm resilience by identifying risks early and aligning coverage with needs and adaptation strategies.
Supports long-term farm resilience by identifying risks early and aligning coverage with needs and adaptation strategies.
OUR OFFERINGS
Targeted Insurance for a Riskier World
We offer insurance products aligned with your reality
Parametric Insurance
Parametric Insurance
Parametric Insurance
Automated payouts triggered by objective disaster data (e.g. drought, rainfall shortfalls).
Automated payouts triggered by objective disaster data (e.g. drought, rainfall shortfalls).
Automated payouts triggered by objective disaster data (e.g. drought, rainfall shortfalls).
Indemnity Insurance
Indemnity Insurance
Indemnity Insurance
Precision-priced traditional coverage for revenue loss, based on L1A Risk™-driven risk selection.
Precision-priced traditional coverage for revenue loss, based on L1A Risk™-driven risk selection.
Precision-priced traditional coverage for revenue loss, based on L1A Risk™-driven risk selection.
Captive Structures
Captive Structures
Captive Structures
Custom pools for cooperatives, grower alliances, or agribusinesses looking to retain risk and access reinsurance.
Custom pools for cooperatives, grower alliances, or agribusinesses looking to retain risk and access reinsurance.
Custom pools for cooperatives, grower alliances, or agribusinesses looking to retain risk and access reinsurance.
BENEFITS
Why L1A Risk™ Changes Everything
From exclusion and delay to precision and protection-L1A Risk™ redefines how agricultural risk is measured, priced, and covered.
Today's Insurance
Today's Insurance
Today's Insurance
Relies on historical yield averages
Relies on historical yield averages
Relies on historical yield averages
One-size-fits-all policy templates
One-size-fits-all policy templates
One-size-fits-all policy templates
Delayed claims and limited payouts
Delayed claims and limited payouts
Delayed claims and limited payouts
Excludes specialty crop and smallholders
Excludes specialty crop and smallholders
Excludes specialty crop and smallholders
With L1A Risk™
With L1A Risk™
With L1A Risk™
Farm-level risk scoring - even with sparse data
Farm-level risk scoring - even with sparse data
Farm-level risk scoring - even with sparse data
Custom pricing for diverse crops and regions
Custom pricing for diverse crops and regions
Custom pricing for diverse crops and regions
Faster payouts using objective climate data
Faster payouts using objective climate data
Faster payouts using objective climate data
Designed for broad range of crops and adaptive farms
Designed for broad range of crops and adaptive farms
Designed for broad range of crops and adaptive farms
News & Resources
Our latest thinking on agricultural risk, insurance innovation, and rural resilience
GET STARTED NOW
You can’t control the climate, but NOW you can manage the risk.
GET STARTED NOW
You can’t control the climate, but NOW you can manage the risk.
GET STARTED NOW
You can’t control the climate, but NOW you can manage the risk.
Frequently asked questions
Clear answers on how L1A and L1A Risk™ help protect farms in a more volatile world.
What is L1A Risk?
L1A Risk is a farm-level scoring system that analyzes climate, crop, operational, and market risks to generate a single, actionable number. Think of it as a risk score that reflects real, evolving farm conditions—like a credit score, but for agricultural resilience.
What is L1A Risk?
L1A Risk is a farm-level scoring system that analyzes climate, crop, operational, and market risks to generate a single, actionable number. Think of it as a risk score that reflects real, evolving farm conditions—like a credit score, but for agricultural resilience.
What is L1A Risk?
L1A Risk is a farm-level scoring system that analyzes climate, crop, operational, and market risks to generate a single, actionable number. Think of it as a risk score that reflects real, evolving farm conditions—like a credit score, but for agricultural resilience.
What is L1A Risk?
L1A Risk is a farm-level scoring system that analyzes climate, crop, operational, and market risks to generate a single, actionable number. Think of it as a risk score that reflects real, evolving farm conditions—like a credit score, but for agricultural resilience.
What is L1A Risk?
L1A Risk is a farm-level scoring system that analyzes climate, crop, operational, and market risks to generate a single, actionable number. Think of it as a risk score that reflects real, evolving farm conditions—like a credit score, but for agricultural resilience.
How does L1A help farmers?
How does L1A help farmers?
How does L1A help farmers?
How does L1A help farmers?
How does L1A help farmers?
What makes L1A Risk different from traditional crop insurance tools?
What makes L1A Risk different from traditional crop insurance tools?
What makes L1A Risk different from traditional crop insurance tools?
What makes L1A Risk different from traditional crop insurance tools?
What makes L1A Risk different from traditional crop insurance tools?
Who uses L1A Risk?
Who uses L1A Risk?
Who uses L1A Risk?
Who uses L1A Risk?
Who uses L1A Risk?
How frequently is the L1A Risk score updated?
How frequently is the L1A Risk score updated?
How frequently is the L1A Risk score updated?
How frequently is the L1A Risk score updated?
How frequently is the L1A Risk score updated?
What types of insurance will L1A offer?
What types of insurance will L1A offer?
What types of insurance will L1A offer?
What types of insurance will L1A offer?
What types of insurance will L1A offer?
How is L1A different from other insurance providers?
How is L1A different from other insurance providers?
How is L1A different from other insurance providers?
How is L1A different from other insurance providers?
How is L1A different from other insurance providers?
Can L1A Risk be used in areas with limited farm data?
Can L1A Risk be used in areas with limited farm data?
Can L1A Risk be used in areas with limited farm data?
Can L1A Risk be used in areas with limited farm data?
Can L1A Risk be used in areas with limited farm data?
Is L1A working with farmers directly?
Is L1A working with farmers directly?
Is L1A working with farmers directly?
Is L1A working with farmers directly?
Is L1A working with farmers directly?
Is L1A Risk available outside the United States?
Is L1A Risk available outside the United States?
Is L1A Risk available outside the United States?
Is L1A Risk available outside the United States?
Is L1A Risk available outside the United States?
L1A is an AI-powered MGU delivering climate smart crop insurance to underserved farms. Powered by L1A Risk™, our proprietary risk engine, we help producers manage risk in a volatile world.
Privacy Policy
Terms & Conditions
© 2025 Layer 1 Agriculture Inc. All Rights Reserved.
L1A is an AI-powered MGU delivering climate smart crop insurance to underserved farms. Powered by L1A Risk™, our proprietary risk engine, we help producers manage risk in a volatile world.
Privacy Policy
Terms & Conditions
© 2025 Layer 1 Agriculture Inc. All Rights Reserved.
L1A is an AI-powered MGU delivering climate smart crop insurance to underserved farms. Powered by L1A Risk™, our proprietary risk engine, we help producers manage risk in a volatile world.
Privacy Policy
Terms & Conditions
© 2025 Layer 1 Agriculture Inc. All Rights Reserved.
L1A is an AI-powered MGU delivering climate smart crop insurance to underserved farms. Powered by L1A Risk™, our proprietary risk engine, we help producers manage risk in a volatile world.
Privacy Policy
Terms & Conditions
© 2025 Layer 1 Agriculture Inc. All Rights Reserved.
L1A is an AI-powered MGU delivering climate smart crop insurance to underserved farms. Powered by L1A Risk™, our proprietary risk engine, we help producers manage risk in a volatile world.
Privacy Policy
Terms & Conditions
© 2025 Layer 1 Agriculture Inc. All Rights Reserved.