Who we are:
At Layer 1 Agriculture (L1A), we are transforming agricultural risk management to empower the insurance and finance industries with sustainable, profitable solutions. Our AI-driven Agricultural Risk Management Platform enables the development of white-label insurance and finance products, helping insurers, reinsurers, and agricultural lenders expand revenue streams, enhance resilience, and promote climate-smart practices. By leveraging advanced data analytics and addressing the inefficiencies of traditional federal crop insurance programs, we align agricultural sustainability with economic growth.
The agriculture insurance and finance sectors face escalating risks due to climate change, unsustainable practices, and outdated federal policies. Existing crop insurance programs often disincentivize sustainable farming methods, penalizing practices like cover cropping and intercropping while favoring large-scale monocultures. These limitations leave small and diversified farms underserved and insurers constrained in their offerings. L1A's solutions address these gaps by providing modernized risk assessment tools, creating opportunities for innovative policies, and incentivizing climate-smart agriculture to build resilience across the industry.